Our consultants have many years of experience and knowledge in the card business. In addition, freelancers and partner companies support us with their knowledge and resources.

Hugo Godschalk
Dipl. Volkswirt Dr. Hugo Godschalk General Manager and partner of PaySys Consultancy GmbH since 1993 General Manager and partner of PaySys Consultancy GmbH 1990 – 1993 Ordina (Deutschland) GmbH (Senior consultant mainly for payment systems and card business) 1984 – 1990 GZS Gesellschaft für Zahlungssysteme mbH (last as head of the business administration department of controlling) 1982 Doctorate about monetary problems of computer money 1979 – 1984 Scientific research and tutor at the Institute for money and currency at the University of Münster, with main topics in the area of cashless payment systems 1974 – 1979 Studies of business and finance at the University of Münster/Germany
Malte Krüger
Dr. Malte Krüger Senior Consultant since 2011 Professor at the University of Aschaffenburg 2009 – 2010 Temporary professor at the University of Applied Science Frankfurt am Main 2008 – 2010 Project partner at the E-Finance Lab of the University of Frankfurt 2004 – 2009 Temporary ‚Money and Banking‘ chair at the University of Karlsruhe (TH) since 2001 Consultant at PaySys Consultancy GmbH since 1997 Free lance consultant for PaySys Consultancy GmbH 2000 – 2001 Researcher at the European Commission, IPTS, Seville in an e-payments project 1999 – 2000 Lecturer at the Department of Economics & Finance, University of Durham 1997 – 1999 Lecturer and Research Fellow at the University of Western Ontario, London/Ontario 1996 – 1997 Scholarship of the Friedrich Flick Förderungsstiftung 1994 – 1995 Visiting researcher at the Bank of Spain, Madrid 1994 Doktorate in economics at the Universität Köln 1990 – 1994 Full time research assistant at the Universität Köln 1984 – 1989 Studies of history and economics in Saarbrücken and Köln
Jürgen Wedekind Senior-Consultant since 2001 Free-lance consultant, functional and technical consultancy in project management in debit and credit cards, issuing and acquiring processing, self-service terminals (expecially also cash-recycler) and branch bank techniques, payments (e. g. SEPA) and security (e. g. PCI-DSS) 1988 – 2001 GZS Gesellschaft für Zahlungssysteme mbH, Frankfurt Software developer in the issuing and aquiring sector. Since 1995 head of area application development acquiring systems 1985 – 1988 Study at the „Fachhochschule für Datenverarbeitung und Organisation“ (professional school for data processing and organisation) in Heidelberg, graduate in business administration/data processing